We still want to help you, with or without a loan from us. If you are not approved, we will provide you with specific reason(s) as to why you were not approved, your current credit score, and route you to our blog where you can find information to help turn your opportunities for improvement into strengths! We are passionate about helping people achieve their dreams and making that financial picture crystal clear.
You are able to re-apply for the Payoff Loan 30-days after your initial application. And since we use a soft inquiry to check your eligibility it won't hurt your score to apply multiple times! During those 30-days, make sure to pay your bills on time, try to lower your debt to income ratio, and be mindful of anything that runs a hard inquiry on your credit. For more information about all this go to our Getting Approved Page or contact us.