Why should I take out a Payoff Loan versus just paying more than the minimum payment on my credit cards?

7 Reasons Why a Payoff Loan is Better:

  • Consolidate your credit card bills into one monthly payment
  • Pay off your balances faster
  • Lower your overall interest rates
  • Improve your credit score†
  • Eliminate fees (no late fees, no prepayment fees, no hidden fine print)
  • Experience our outstanding Member Experience Team
  • Security and privacy*

See more about these reasons on The Payoff Difference page of our website. 


†Obtaining a Payoff Loan™ does not guarantee your credit score will improve. Always check your credit report regularly to understand what factors affect your credit.  

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